Four to six. It takes time for the paperwork to make it through the system. And make sure you keep 3 months worth of money available just in case(you know how paperwork gets lost).How many months prior to retiring, should I apply for social security?
No more than 4 months before you want your benefits to start. Your age and estimated earnings from work during the calendar year may affect your eligibility date so check into this first.
Also, be sure to apply for Medicare about 3 months before age 65 even if plan to keep working.How many months prior to retiring, should I apply for social security?
four
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