Saturday, November 28, 2009

Can anybody tell me how I can apply for a student loan without having to use a co-signer?

Do a fafsa but you have to claim yourself. Its online and it has a deadline.Can anybody tell me how I can apply for a student loan without having to use a co-signer?
Well starting off how's your credit? If it's not that good then you have to have a co signer you have no choice.Can anybody tell me how I can apply for a student loan without having to use a co-signer?
You can get federal student loans without cosigners no problem. If you need more than the federal limit, though, it's going to be difficult to find a private loan without a cosigner.





You could try MyRichUncle, as they offer a 'preprime' product aimed at students without credit and without a cosigner, but i've heard some dicey things about them. If you can find a qualified cosigner, your choices open up A LOT, including www.thinkfinancial.com, www.astrive.com and www.educationone.com.
if you have a daily income which can show that you are independant, then go to your bank
That might be easier than you think!





Since most of the students, especially the ones pursuing an undergraduate degree, are at the start of their careers, they don鈥檛 have the savings or high paying jobs to pay for tuition. As a result paying for school becomes a big financial burden.





I know that because I also was a student before. However, I found a way to reduce this financial burden and find help for my increased payments. This is possible by applying and getting approved for a quick student loan and grants.





It is important to know how to apply for easy financial student loan grants. If you follow the correct steps to apply for easy student loan and grants, you can minimize your monthly payments and reduce the interest rate that you have to pay to service this debt.





Applying for the first loan that you find will only result in a high interest rate. Patience and effort is the key here. You will need to find many different easy college grant student loan options and select the best one among these options.





You will need to compare these easy student loan and grants based on such characteristics as interest rate and repayment requirements.
Your best bet is to fill out a FAFSA to get financial aid (including work-study, grants, etc.) and a federal stafford loan. They offer a fixed, low interest rate, are guaranteed by the government, and are the most common form of college funding. No credit check or cosigner is required, but it all starts with the FAFSA. http://www.fafsa.ed.gov





More info on the Stafford loan at: http://www.salliemae.com/get_student_loa鈥?/a>

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