Most places will not issue you credit until 2 years after the bankruptcy has been discharged, and only if you have paid everything on time since then. Some store's will issue their store credit cards prior to the 2 yr mark, as well as some higher interest credit cards. Be careful though, as these cards probably carry an anual fee, and some may have other fees involved as well.Can I apply for credit after a chapter 7 discharge and how long do I have to wait to apply?
You have to wait 2 years before you apply for a house loan. You can even qualify for a first time homebuyers after chptr 7, even if you have purchased a home before. Chptr 7, is a clean fresh start all over again. The minute you are successfully discharged you will get credit card offers like crazy. However, they will all be for small amounts with credit limits of $250.. Take a few out and start paying on time every month and rebuild your credit little by little. Try and bank your money and build up a nest egg so you will never have to depend on credit again. Good luck..Can I apply for credit after a chapter 7 discharge and how long do I have to wait to apply?
You can apply for credit when ever and where ever you want. Will anyone grant you credit? Sure, but you may have to make many applications.
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